T+1 Workflow Automation & Application Enhancement
27th February 2026 ·
Albany Beck partnered with a global banking client to deliver detailed T+1 impact analysis across applications and operational workflows in advance of the accelerated settlement deadline. The engagement focused on identifying system and process changes required to support shorter settlement cycles, reduce manual intervention and improve trade affirmation performance. We provided senior business analysis leadership across business and technology teams, driving requirements definition, logic redesign and workflow optimisation. The objective was to enhance processing efficiency and strengthen control integrity under compressed settlement timelines.
Challenges
The shift to T+1 required coordinated changes across multiple applications, settlement workflows and reporting processes. However, operational documentation was incomplete, workflow ownership fragmented and system logic not aligned to accelerated cut-offs. Manual intervention in trade matching and cancellation processes limited affirmation performance, while batch timing, static data and reporting configurations required redesign to support shorter settlement cycles. T+1 exposed structural inefficiencies that needed rapid but controlled remediation.
Approach
Albany Beck led end-to-end impact analysis across business operations and technical systems, reconstructing undocumented workflows through structured stakeholder interviews to establish a clear current-state baseline. We produced Business Solution Documents aligning functional requirements to technical design, working closely with development and QA teams to validate logic changes and ensure enhancements met business intent. Cross-regional coordination was maintained through structured communication and governance to sustain delivery momentum under compressed timelines.
Solution
Targeted system and workflow enhancements were implemented to support accelerated settlement conditions. Automated matching logic reduced manual cancellation processing, while batch frequencies, reporting schedules and static data parameters were aligned to T+1 cut-offs. Corporate actions logic and system behaviour were updated to support revised ex-date handling and cross-regional processing, with increased RPA job frequency improving operational throughput. All changes were delivered within regulatory timelines without post-implementation rework.
Outcomes
Trade affirmation performance improved in line with industry expectations, manual intervention across transaction management processes was materially reduced, and system behaviour aligned to compressed settlement timelines. The organisation achieved T+1 compliance while enhancing workflow transparency, automation and control resilience, creating a more efficient and sustainable post-trade operating environment.